Celebration of World Savings Day – October 31
In the spirit of a long-standing tradition, the Macedonian Banking Association (MBA), in cooperation with the Deposit Insurance Fund, organized a formal event to celebrate World Savings Day – October 31.


In the spirit of a long-standing tradition, the Macedonian Banking Association (MBA), in cooperation with the Deposit Insurance Fund, organized a formal event to celebrate World Savings Day – October 31.
On October 1 and 2, 2025, the first two-day seminar organized by the MBA Education Unit was held, with financial assistance from the European Fund for Southeast Europe and the European Union, and in cooperation with the company Op2M doo from Zagreb, Croatia.
A working meeting was held at the premises of the Macedonian Banking Association between the Governor of the National Bank, PhD. Trajko Slaveski, and representatives from the Association’s member banks. At the meeting, the Governor presented the views and proposals of the National bank aimed at reducing the costs borne by citizens and companies when using payment services.
Today, at the premises of the Macedonian Banking Association (MBA), a ceremonial event was held to celebrate the second-place victory at the European Money Quiz by the Macedonian team, consisting of students Marin Hristoski and Aleksej Mickoski from the “Kire Gavrilovski – Jane” primary school in Prilep, under the mentorship of their teacher Sonja Jordanoska.
On April 9, 2025, in organization of the Embassy of Hungary and the Macedonian Banking Association, a specialized workshop/presentation was held on the topic: Hungarian Instant Payment & Treasury Technology.
On December 13, 2024, at the premises of the Macedonian Banking Association (MBA), a significant meeting was held with representatives of the International Finance Corporation (IFC), led by Visar Perani, representative of the IFC Office for our country.
The Macedonian Banking Association is pleased to inform the public that at the 48th Session of the Assembly, it appointed Mr. Bojan Stojanoski as Vice-President of the Association, with a mandate of four years.
On November 21, 2024, at the premises of the Macedonian Banking Association, and organized by the Education Unit at the MBA and the United Nations Development Program – UNDP, a presentation of the Program “Green Financial Instrument for Improving Air Quality and Combating Climate Change in the Republic of North Macedonia” was held.
On World Savings Day, 31st of October, the Macedonian Banking Association (MBA) had the pleasure of hosting representatives from the MiCres project team – Ms. Fatma Dirkes, Vice-President of the Frankfurt School of Finance & Management and President of the European Banking & Financial Services Training Association (EBTN) and Ms. Katia Goertz, MiCreS Project Director.
The Minister of Education and Science, Prof. Vesna Janevska had a meeting with Milena Perchinkova, Executive Secretary of the Macedonian Banking Association, and Ph.D. Berkan Imeri, a member of the Education Committee at the Macedonian Banking Association, where they discussed deepening of cooperation for the advancement of financial literacy education of students.
On October 23 and 24, 2024, Impact Bucharest organized a conference in which the president of the Macedonian Banking Association, Ph.D. Maja Stevkova – Shterieva, was participating as a panelist.
On 09.10.2024, at the premises of the Macedonian Banking Association, and organized by the Commission for documentary operations, the representative of the Development Bank of the Republic of North Macedonia, Mr. Darko Jovanoski, gave a presentation on the topic of “Accounts Receivable Insurance and Factoring”.
The representatives of the MBA had the opportunity to attend three main panels, interesting presentations and interviews in which around 30 speakers and panelists from 10 different countries participated, as well as to attend social events.
On September 18, 2024, at the premises of the Macedonian Banking Association, a two-hour presentation by the KIBS Clearing House on the topic of “Trust Services and Electronic Identification” was held.
We are honored to announce that the Macedonian Banking Association, as a member of the Sustainable Banking and Finance Network (SBFN), is participating in the 8th global meeting (supported by the International Finance Corporation IFC – a member of the World Bank Group, the Central Bank of Brazil – Banco Central do Brazil and the Brazilian Banking Federation – FEBRABAN).
On June 7, 2024, the 59th meeting of the European Banking Federation (EBF) associate members was held in Athens, Greece, hosted by the Hellenic Banking Association.
In the premises of the Macedonian Banking Association, on May 28, 2024, the award ceremony was held for students Kiril Kitevski and Kristijan Lazaroski from “Car Samoil” Secondary School – Resen, who, under the mentorship of Diana Gjorgievska, represented our country at the European finals in Brussels, Belgium, where they won the third place in a competition of 36,000 students from 2,200 schools across Europe. The meeting was attended by the president of the Macedonian Banking Association (MBA), Dr. Maja Stevkova-Shterieva, the governor, Dr. Anita Angelovska-Bezoska, and the president of the Securities and Exchange Commission (SEC), MSc Nora Aliti, as well as the second- and third-placed teams of the national competition, i.e. Stefani Georgievska and Filip Klobuchinski from SEPUGS “Vasil Antevski-Dren” – Skopje with mentor Biljana Ninovska and Lara Rosomanska and Elena Rizova from Gymnasium “Dobri Daskalov” – Kavadarci with mentor Loska Davcheva.
A two-hour debate on the topic of collections was held at the premises of the MBA on 10.5.2024. The workshop was attended by 9 member banks of the Commission for documentary operations, with 14 representatives from the specialized organizational units for this documentary service.
Yesterday, May 15, 2024, a workshop on the topic: Corporate M&A strategy in practice was held in the organization of the Commission for Financial Restructuring of Corporate Debt.
Our representatives at the European Money Quiz, students Kiril Kitevski and Kristijan Lazaroski, who won the third place in this prestigious international competition for young people in the field of financial literacy, had a meeting with Her Majesty, Queen Mathilde of Belgium.
Yesterday, 16.4.2024, at the Macedonian Banking Association, David Gyori, the executive director of Banking Reports Limited London, gave his vision for the future of banking.
In the organization of the Institute of Accountants and Chartered Accountants of the Republic of North Macedonia, the First Regional Conference of Accountants and Chartered Accountants in the Republic of North Macedonia was held today, under the title Accounting in the region – trends, challenges, standards and perspectives, in which the president of the Macedonian Banking Association, Dr. Maja Stevkova – Shterieva participated as a panelist.
Yesterday, 26.3.2024, representatives from the Commission for Risks and the Commission for Financial Restructuring of Corporate Debt at the Macedonian Banking Association and EOS Matrix held an expert discussion focusing on the challenges and benefits of the development of a deep and liquid secondary financial market in the country.
Students Kiril Kitevski and Kristijan Lazaroski from “Car Samoil” high school from Resen, under the mentorship of professor Dijana Gjorgievska, are the winners of the national competition for the European money quiz, which is organized by the Macedonian Banking Association (MBA), with the support of the National Bank and the Securities and exchange commission and held for the sixth time, during the Global Money Week.
Yesterday, on the first day of the Global/European Money Week – 18.03.2024, the first round of the European Money Quiz national competition took place, where over 1000 registered students from primary and secondary schools in our country competed.
The greatest success in the competition was achieved by Kiril Kitevski and Kristijan Lazaroski from Car Samoil Secondary School from Resen with their mentor Diana Gjorgievska, Stefani Georgievska and Filip Klobuchinski from SEPUGS Vasil Antevski-Dren from Skopje with their mentor Biljana Ninovska, Marija Trpinova and Kalina Trpchevska from OOU “Stiv Naumov” from Skopje, with mentor Daniela Dimishkovska, Daniela Trajkovska and Denicija Atanasova from SEPUGS Vasil Antevski-Dren from Skopje with mentor Biljana Ninovska, Lara Rosomanska and Elena Rizova from SOU Gymnasium “Dobri Daskalov” Kavadarci with mentor Loska Davcheva and Spasenija Dimova and Katerina Trpevska from OOU “Pere Toshev” from Rosoman with mentor Andriana Nikolova.
The teams continue in the second final round, which will be held on 21.03.2024, and the winning team will represent our country at the European finals, on April 19 in Brussels, Belgium.
For the sixth time, our country is participating in the European Money Quiz – a project by the European Banking Federation intended for financial education of students aged 13 to 15, which in our country is organized by the Macedonian Banking Association in cooperation with the National Bank of the Republic of North Macedonia and the Securities and Exchange Commission.
On February 21, in Frankfurt, Germany the President of the MBA, Mrs. Maja Stevkova Shterieva Ph.D. and Mrs. Milena Perchinkova, M.Sc. Executive Secretary of the Аssociation attended a kick-off meeting for the ERASMUS project known as “European micro-credentials and professional qualifications certification system in the banking & financial services sector MiCreS”.
The Sustainable Banking and Finance Network (SBFN) welcomes the Macedonian Banking Association (MBA) as its newest member.
“The creation of an environment for successful management of risks related to climate change and the correct application of ESG standards deserve great attention because they will ensure the creation of a healthier environment and the achievement of the goals for the sustainable development of the entire national economy.” The role of the banking sector in mitigating climate change is to ensure the transition to green financing,” said Bogoja Kitanchev, chairman of the ESG Commission at the Macedonian Banking Association, at the recent visit to the 15th Business Forum organized by the Skopje Center Rotary Club.
At the 42nd session, the Assembly of the Macedonian Banking Association passed a Decision on the election and appointment of the chairman and vice-chairman of the ESG Commission.
At the 46th International Conference of the Banking Association of Central and Eastern Europe (BACEE) held on October 19, 2023, in Budapest, the President of the Macedonian Banking Association, Mrs. Maja Stevkova Shterieva Ph.D. received Award for the Development of International Banking Cooperation.
On September 22, 2023, a meeting of the newly established ESG (Environmental, Social, and Governance) Commission was held at the Macedonian Banking Association.
In the direction of promotion and presentation of the Macedonian Banking Association (MBA) to the public, in the following months, we will present the commissions that function as permanent working bodies within the MBA and their leaders.
In the direction of promotion and presentation of the Macedonian Banking Association (MBA) to the public, in the following months we will present the commissions that function as permanent working bodies within the framework of the MBA and their leaders.
In the direction of promotion and presentation of the Macedonian Banking Association (MBA) to the public, in the following months, we will present the commissions that function as permanent working bodies within the MBA and their leaders.
On July 12, 2023, the third session of the Working Group for the Advancement of Foreign Exchange Trading through the Spider FX platform, formed by the Liquidity Commission, was held at the association’s premises.
In the direction of promotion and presentation of the Macedonian Banking Association (MBA) to the public, in the following months, we will present the commissions that function as permanent working bodies within the MBA and their leaders.
On July 6, MBA had the pleasure of hosting the Albanian Banking Association. Deputy Chairman of MBA, Tony Stojanovski, together with Executive Secretary Milena Perchinkova, held a working meeting with the Secretary General of the Albanian Association of Banks, Mr. Spiro Brumbulli, and his team.
In the direction of promoting and presenting the Macedonian Banking Association (MBA) to the public, in the following months, we will present the commissions that function as permanent working bodies within the MBA and their leaders.
In the direction of promoting and presenting the Macedonian Banking Association (MBA) to the public, in the following months, we will present the commissions that function as permanent working bodies within the MBA and their leaders.
In the direction of promotion and presentation of the Macedonian Banking Association (MBA) to the public, in the following months we will present the commissions that function as permanent working bodies within the framework of the MBA and their leaders.
In order to promote and present the Macedonian Banking Association (MBA) to the public, in the following months, we will introduce the commissions that function as permanent working bodies within the MBA and their leaders.
In the direction of promoting and presenting the Macedonian Banking Association (MBA) to the public, in the coming months, we will introduce the committees that function as permanent working bodies within the MBA and their leaders.
Today, on the last day of THE Global Money Week, the finals of the European Money Quiz 2023 national competition took place.
On 22.3.2023 the first event оf women executives in the banking sector was held to discuss the biggest challenge for the new generation of female leaders – the green economy.
On February 9, 2023, an event was held on the topic “Maximizing Sustainable Finance Opportunities”, organized by the International Finance Corporation (World Bank Group) in cooperation with the Macedonian Banking Association.
Traditionally, at the end of the year, the Assembly of the Macedonian Banking Association rewards members of the commissions for their activity and engagement in the work of the Association.
On 28 June 2022, the Board of Selection and Monitoring of Reference Banks held a meeting at the premises of the Macedonian Banking Association.
The Financial Education Project Group within the European Banking Federation held an online meeting on 14.04.2022, in which representatives of the Macedonian Banking Association participated.
Stefanija Sarafimova was born on 5 July 2006 in Kavadarci. She is enrolled in her first year at Dobri Daskalov High School in Kavadarci.
Mateja Taleska is a member of the winning team that will represent our country in the European final of this year’s European Money Quiz.
On September 29, 2021, the 52nd meeting of the Associate members of the European Banking Federation (EBF) was held virtually.
The meeting, in addition to the presidency of the Macedonian Banking Association, was attended by representatives of banking associations from Albania, Andorra, Bosnia and Herzegovina, Serbia, San Marino, Croatia, Hungary, Montenegro and Turkey.
Blagoja Trajceski and Mihail Atanasovski from the primary school “St. Kliment Ohridski” from Bitola are the winners of the national competition and will represent our country at the final of the European Money Quiz, which will be held virtually, on April 20, 2021 in English.
Today was held an online meeting of the European runners-up from the last two years, Marko Ingilizov, Viktorija Panova and Hristijan Andovski, as well as with the mentors of the awarded students, with the registered teams of participants for this year’s European Money Quiz.
Today, at the premises of the Macedonian Banking Association, Maja Stevkova-Sterieva PhD, President of the Macedonian Banking Association (MBA) and Mariana Loncar-Velkova PhD, President of the Consumers’ Organization of Macedonia (OPM) signed a Memorandum of Cooperation.
Andrei Shumanski is ranked second in the national competition “European Money Quiz”.
This year’s winner of the national competition of the European Money Quiz is Edon Hambari.
The winner of the competition is Edon Hambari from the primary school “Ismail Qemali” from Skopje
At its sixteenth session, held on 12.02.2020, the Assembly of the Macedonian Banking Association accepted its Annual Account and its Annual Report for 2019.
At its last session in 2019, held on December 27, at the premises of the Association, the Assembly of the Macedonian Banking Association, chaired by Ph.D. Maja Stevkova-Shterieva, accepted the Principles for Responsible Banking.
The International Monetary Fund delegation, led by Bergljot Bjornson Barkbu, Head of Mission, visited the Macedonian Banking Association.
The Macedonian Banking Association and the Deposit Insurance Fund organized a celebration on the occasion of the World Savings Day, 31st of October.
The Macedonian Banking Association (MBA) and Banking Association of Central and Eastern Europe Banking Association (BACEE) have signed a long-term cooperation agreement.
Initiated from Hellenic Banking Association, the Secretary Generals of Banking Associations in Albania, Cyprus, Greece, Kosovo, Montenegro, North Macedonia and Serbia have gathered together in Athens, Greece, on October 16, 2019 with a view to strengthening the relations among the Bank Associations in the Balkans.
At the working meeting the President of the Republic of North Macedonia, Stevo Pendarovski PhD, discussed the challenges of the banking sector in the country.
The Fund for Innovation and Technology Development presented the instruments for financial support for the domestic companies to the members of the Macedonian Banking Association, which includes all banks and savings houses in the Republic of North Macedonia. The purpose of the FITD initiative is to find practical opportunities and models for additional funding that banks would offer to the companies to develop their business ideas and innovations.
Today, at the premises of the Macedonian Banking Association, another presentation was held in cooperation with the USAID factoring project and USAID’s eco system development project.
At the meeting with the members of the Macedonian Banking Association and the representatives of the National Bank of the Republic of North Macedonia were discussed the National Bank’s draft decisions which are crucial for the banking sector.
The Minister of Labor and Social Policy, Mila Carovska, and her team promoted the new Law on Internship to the representatives of the members of the Macedonian Banking Association.
On the 16th of July 2019, yesterday, at the premises of the Macedonian Banking Association a meeting was held with the ATTF representatives. The ATTF representatives were Ben Lyon, Director of House of Training, and Claire Mozet, Program Coordinator, accompanied by a representative from the Ministry of Finance and the meeting was led by the Executive Secretary of the Macedonian Banking Association, Milena Percinkova.
Toni Stojanovski MSc, Deputy Chairman of the Macedonian Banking Association, today held a meeting with the IMF mission at the premises of the Association.
Maja Stevkova Shterieva Ph.D. is the new president of the Macedonian Banking Association. The current Chief Finance Officer and member of the Board of Directors of Komercijalna Banka AD Skopje comes to the place of Kosta Mitrovski, who, according to the Statute of the Macedonian Banking Association, terminated his mandate prematurely due to the termination of his function as a member of a bank’s board of directors. This is the only decision at the 11th meeting of the Assembly of the MBA.
In the finale competition of twenty-eight European countries, the representatives of the Republic of North Macedonia, Victoria Panova and Marko Ingilizov from Veles, yesterday won the second place at the European Money Quiz finals held in Brussels, Belgium.
The President of the Macedonian Banking Association, Kosta Mitrovski, yesterday at the premises of the Association, presented Certificates of appreciation for the special contribution to the successful organization and realization of the national competition of the European money quiz.
Marko Ingilizov: I’m very excited right now. We have been preparing for a long time and I honestly didn’t expect that we would win, maybe that we would be among the top ten. And for us, this is a big surprise. We encourage all young people to work hard and participate in this quiz.
Marko Ingjilizov and Viktoria Panova will represent our country at the final of the European Money Quiz, which will be held on 7 May this year in Brussels, Belgium. They are students of Koco Racin high school from Veles and achieved the best results at the national finals held today at the Faculty of Economics at the Ss Cyril and Methodius University in Skopje, in the competition against peers from all over the country.
At its ninth session, held on March 13, 2019, the Assembly of the Macedonian Banking Association, under the chairmanship of Kosta Mitrovski, accepted the Macedonian Banking Association Annual Account and the Annual Report for 2018.
Although half of January passed and New Year holidays are over, nine members of the Macedonian Banking Association still have reasons for celebrating. Their activity and engagement in the work of the Macedonian Banking Association in the year that went on, on January 15, 2019, was rewarded in a ceremony at the premises of the association.
The presentation of the new trends in the factoring of banking and financial institutions was the topic of the interactive event held at the Macedonian Banking Association on 19.12. 2018.
The actuality of the announced legal changes in the tax system was a topic at the sixth meeting of the MACEDONIAN BANKING ASSOCIATION, held on 08.11.2018 in Skopje. The attitude of the associate bankers is that the proposed changes concerning the taxation of interest income on citizens’ deposits should be postponed until the country’s admission to the European Union. This would contribute to further growth of savings, providing fresh capital for the economy and maintaining the stability of the banking sector.
In its premiere year of existence, the Macedonian Banking Association, on the occasion of the World Savings Day October 31, awarded the best officers for 2018. At a convenient ceremony, 38 officers from 15 banks and 2 savings houses and two financial institutions, received recognition for their work, a reward even more valuable, because it was adopted by the assessments of their immediate associates.
On 27 and 28 of May 2018 in Skopje, the Macedonian Banking Association hosted the 46th meeting of the Associate members of the European Banking Federation.