MBA appeals all members to be included in “Buy house, buy apartment”

The President of the Macedonian Banking Association, Kosta Mitrovski, appealed to the member banks of the association that have not been included in the program “Buy a House Buy a apartment” so far, to take a part in it. Stressing that this will provide better conditions for the citizens, Mitrovski welcomed the changes to the conditions for obtaining subsidized housing loans, amendments prepared by the Ministry of Finance, and presented by the Minister Dragan Tevdovski. So far, half of the members of the MBA, in whose premises the presentation took place, are included in this project.

The biggest news of this project is the reduction of interest rates. In the first model in the first three years, the interest rate of 3.95% decreased to 2.9%, and in the next two years from 4.44% to 3.9%, which is currently the lowest interest rates on the market.

“If you take a loan of 50,000 euros, now citizens will save 1,300 euros,” said Tevdovski.

The Minister pointed out the changes in the “Participation” model, as well as the “Buy an apartment for youth” model, where 70% of the monthly installment or 70% of the participation will be subsidized in the first five years. A one-year subsidy of the monthly installment in the amount of 30% will be given to each family beneficiary of loans for each born or adopted child, added Tevdovski.

The introduction of a limitation of the size of apartments and houses is also announced in order to avoid financing for luxury.



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