{"id":20111,"date":"2022-04-12T12:30:56","date_gmt":"2022-04-12T10:30:56","guid":{"rendered":"https:\/\/mba.mk\/w\/?page_id=20111"},"modified":"2026-03-26T11:10:06","modified_gmt":"2026-03-26T10:10:06","slug":"mepbsrsm","status":"publish","type":"page","link":"https:\/\/mba.mk\/w\/mk\/mepbsrsm\/","title":{"rendered":"\u041c\u0430\u043a\u0440\u043e\u0435\u043a\u043e\u043d\u043e\u043c\u0441\u043a\u0438 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u0438 \u0438 \u0431\u0430\u043d\u043a\u0430\u0440\u0441\u043a\u0438\u043e\u0442 \u0441\u0438\u0441\u0442\u0435\u043c \u043d\u0430 \u0420\u0435\u043f\u0443\u0431\u043b\u0438\u043a\u0430 \u0421\u0435\u0432\u0435\u0440\u043d\u0430 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0438\u0458\u0430"},"content":{"rendered":"

[vc_row css=”.vc_custom_1575767148429{padding-bottom: 50px !important;}”][vc_column]

\n

\n \u041c\u0410\u041a\u0420\u041e\u0415\u041a\u041e\u041d\u041e\u041c\u0421\u041a\u0418 \u041f\u041e\u041a\u0410\u0417\u0410\u0422\u0415\u041b\u0418 \u0418 \u0411\u0410\u041d\u041a\u0410\u0420\u0421\u041a\u0418\u041e\u0422 \u0421\u0418\u0421\u0422\u0415\u041c \u041d\u0410 \u0420\u0421\u041c\n <\/h2>\n <\/div><\/div>[\/vc_column][\/vc_row][vc_row css=”.vc_custom_1575769512356{padding-bottom: 20px !important;}”][vc_column][vc_text_separator title=”\u0442\u0430\u0431\u0435\u043b\u0430” color=”juicy_pink”][vc_column_text css=”.vc_custom_1774519746458{padding-left: 20px !important;}”]<\/p>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/th>\n31.12.2024<\/span><\/th>\n31.03.2025<\/span><\/th>\n30.06.2025<\/span><\/th>\n30.09.2025<\/span><\/th>\n31.12.2025<\/span><\/th>\n<\/tr>\n
\u041c\u0430\u043a\u0440\u043e\u0435\u043a\u043e\u043d\u043e\u043c\u0441\u043a\u0438 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u0438 \u0438 \u0431\u0430\u043d\u043a\u0430\u0440\u0441\u043a\u0438\u043e\u0442 \u0441\u0438\u0441\u0442\u0435\u043c \u043d\u0430 \u0420\u0435\u043f\u0443\u0431\u043b\u0438\u043a\u0430 \u0421\u0435\u0432\u0435\u0440\u043d\u0430 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0438\u0458\u0430 \u0441\u043e \u0441\u043e\u0441\u0442\u043e\u0458\u0431\u0430 \u043d\u0430 \u0434\u0435\u043d<\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n<\/tr>\n
\u0414\u0435\u0432\u0438\u0437\u043d\u0438 \u0440\u0435\u0437\u0435\u0440\u0432\u0438 (\u0435\u0434\u0438\u043d\u0438\u0446\u0438 \u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0435\u0432\u0440\u0430)<\/strong><\/td>\n5,019<\/td>\n4,788<\/td>\n4,698<\/td>\n4,723<\/td>\n4,925<\/td>\n<\/tr>\n
\u0411\u0440\u0443\u0442\u043e \u0434\u043e\u043c\u0430\u0448\u0435\u043d \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434 (\u0435\u0434\u0438\u043d\u0438\u0446\u0438 \u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438)<\/td>\n+3.2%<\/td>\n+3.0%<\/td>\n+3.4%<\/td>\n+3.8%<\/td>\n+3.8%<\/td>\n<\/tr>\n
\u0418\u043d\u0444\u043b\u0430\u0446\u0438\u0458\u0430<\/strong><\/td>\n3,5%<\/td>\n4,2%<\/td>\n3,8%<\/td>\n4,0%<\/td>\n4,1%<\/td>\n<\/tr>\n
\u041d\u0435\u0432\u0440\u0430\u0431\u043e\u0442\u0435\u043d\u043e\u0441\u0442<\/td>\n11,9%<\/td>\n11,6%<\/td>\n11,5%<\/td>\n11,5%<\/td>\n11,4%<\/td>\n<\/tr>\n
MKD\/EUR<\/td>\n61.495<\/td>\n61.695<\/td>\n61.656<\/td>\n61.6946<\/td>\n61.495<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0412\u043a\u0443\u043f\u043d\u0430 \u0430\u043a\u0442\u0438\u0432\u0430 \u043d\u0430 \u0431\u0430\u043d\u043a\u0430\u0440\u0441\u043a\u0438\u043e\u0442 \u0441\u0435\u043a\u0442\u043e\u0440<\/strong><\/td>\n824,812<\/strong><\/td>\n821,983<\/strong><\/td>\n858,401<\/strong><\/td>\n881,290<\/strong><\/td>\n934,656<\/strong><\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u041a\u0440\u0435\u0434\u0438\u0442\u0438<\/strong><\/td>\n489,924<\/strong><\/td>\n500,964<\/strong><\/td>\n524,185<\/strong><\/td>\n533,919<\/strong><\/td>\n564,423<\/strong><\/td>\n<\/tr>\n
– \u0434\u043e\u043c\u0430\u045c\u0438\u043d\u0441\u0442\u0432\u0430<\/td>\n249.532(51%)<\/td>\n254.722(51%)<\/td>\n262.605(50%)<\/td>\n269.056<\/td>\n276.812<\/td>\n<\/tr>\n
– \u043f\u0440\u0430\u0432\u043d\u0438 \u043b\u0438\u0446\u0430<\/td>\n242.338 (49%)<\/td>\n247.077 (49%)<\/td>\n257.315 (49%)<\/td>\n260.821<\/td>\n279.343<\/td>\n<\/tr>\n
\u043d\u0435\u0444\u0443\u043d\u043a\u0446\u0438\u043e\u043d\u0430\u043b\u043d\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0438<\/td>\n2,69 %<\/td>\n2,53 %<\/td>\n2,45 %<\/td>\n2,30 %<\/td>\n2,04 %<\/td>\n<\/tr>\n
\u043f\u043e\u043a\u0440\u0438\u0435\u043d\u043e\u0441\u0442 \u043d\u0430 \u043d\u0435\u0444\u0443\u043d\u043a\u0446\u0438\u043e\u043d\u0430\u043b\u043d\u0438\u0442\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u0438 \u0441\u043e \u0438\u0441\u043f\u0440\u0430\u0432\u043a\u0430 \u043d\u0430 \u0432\u0440\u0435\u0434\u043d\u043e\u0441\u0442<\/td>\n62,94 %<\/td>\n60,81 %<\/td>\n61,70 %<\/td>\n62,1 %<\/td>\n66,13 %<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0414\u0435\u043f\u043e\u0437\u0438\u0442\u0438<\/strong><\/td>\n600,967<\/strong><\/td>\n598,155<\/strong><\/td>\n615,093<\/strong><\/td>\n628,344<\/strong><\/td>\n659,498<\/strong><\/td>\n<\/tr>\n
– \u0434\u043e\u043c\u0430\u045c\u0438\u043d\u0441\u0442\u0432\u0430<\/td>\n396.898 (66%)<\/td>\n400.473 (67%)<\/td>\n411.723 (67%)<\/td>\n422.795<\/td>\n444.758<\/td>\n<\/tr>\n
– \u043f\u0440\u0430\u0432\u043d\u0438 \u043b\u0438\u0446\u0430<\/td>\n176.281 (29%)<\/td>\n170.788 (29%)<\/td>\n176.337 (29%)<\/td>\n178.299<\/td>\n187.819<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u041a\u0430\u043f\u0438\u0442\u0430\u043b \u0438 \u0440\u0435\u0437\u0435\u0440\u0432\u0438<\/strong><\/td>\n105,206<\/strong><\/td>\n109,644<\/strong><\/td>\n114,947<\/strong><\/td>\n115,086<\/strong><\/td>\n115,289<\/strong><\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0410\u0434\u0435\u043a\u0432\u0430\u0442\u043d\u043e\u0441\u0442 \u043d\u0430 \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u043e\u0442<\/strong><\/td>\n18.90 %<\/strong><\/td>\n18.83 %<\/strong><\/td>\n19.63 %<\/strong><\/td>\n19.54 %<\/strong><\/td>\n19.45 %<\/strong><\/td>\n<\/tr>\n
\u0423\u0447\u0435\u0441\u0442\u0432\u043e \u043d\u0430 \u0441\u0442\u0440\u0430\u043d\u0441\u043a\u0438\u043e\u0442 \u043a\u0430\u043f\u0438\u0442\u0430\u043b \u0432\u043e \u0432\u043a\u0443\u043f\u043d\u0438\u043e\u0442 \u0431\u0430\u043d\u043a\u0430\u0440\u0441\u043a\u0438 \u043a\u0430\u043f\u0438\u0442\u0430\u043b<\/td>\n79,72 %<\/td>\n79,72 %<\/td>\n80,47 %<\/td>\n80,47 %<\/td>\n83,00 %<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
ROA<\/strong><\/td>\n2,20 %<\/strong><\/td>\n2,17 %<\/strong><\/td>\n2,19 %<\/strong><\/td>\n2,26 %<\/strong><\/td>\n2,13 %<\/strong><\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
ROE<\/strong><\/td>\n17.60 %<\/strong><\/td>\n16.62 %<\/strong><\/td>\n16.78 %<\/strong><\/td>\n17.50 %<\/strong><\/td>\n17.00 %<\/strong><\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0424\u0438\u043d\u0430\u043d\u0441\u0438\u0441\u043a\u0438 \u0440\u0435\u0437\u0443\u043b\u0442\u0430\u0442<\/strong><\/td>\n17,390<\/strong><\/td>\n4,464<\/strong><\/td>\n9,235<\/strong><\/td>\n14,459<\/strong><\/td>\n18,723<\/strong><\/td>\n<\/tr>\n
\u041f\u043e\u043d\u0434\u0435\u0440\u0438\u0440\u0430\u043d\u0430 \u043a\u0430\u043c\u0430\u0442\u043d\u0430 \u0441\u0442\u0430\u043f\u043a\u0430 \u043d\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0438, \u0441\u043c\u0435\u0442\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u0435\u043d\u0438 \u0441\u043e\u0441\u0442\u043e\u0458\u0431\u0438<\/strong><\/td>\n5.30%<\/td>\n5.15%<\/td>\n5.03%<\/td>\n4.85%<\/td>\n4.76%<\/td>\n<\/tr>\n
– \u0434\u0435\u043d\u0430\u0440\u0441\u043a\u0438<\/td>\n5,71 %<\/td>\n5,63 %<\/td>\n5,46 %<\/td>\n5,26 %<\/td>\n5,12 %<\/td>\n<\/tr>\n
– \u0434\u0435\u0432\u0438\u0437\u043d\u0438<\/td>\n4,70 %<\/td>\n4,42 %<\/td>\n4,36 %<\/td>\n4,20 %<\/td>\n4,15 %<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u041f\u043e\u043d\u0434\u0435\u0440\u0438\u0440\u0430\u043d\u0430 \u043a\u0430\u043c\u0430\u0442\u043d\u0430 \u0441\u0442\u0430\u043f\u043a\u0430 \u043d\u0430 \u0434\u0435\u043f\u043e\u0437\u0438\u0442\u0438, \u0441\u043c\u0435\u0442\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u0435\u043d\u0438 \u0441\u043e\u0441\u0442\u043e\u0458\u0431\u0438<\/strong><\/td>\n2.17%<\/td>\n2.18%<\/td>\n2.20%<\/td>\n2.20%<\/td>\n2.21%<\/td>\n<\/tr>\n
– \u0434\u0435\u043d\u0430\u0440\u0441\u043a\u0438<\/td>\n2,70 %<\/td>\n2,73 %<\/td>\n2,74 %<\/td>\n2,71 %<\/td>\n2,72 %<\/td>\n<\/tr>\n
– \u0434\u0435\u0432\u0438\u0437\u043d\u0438<\/td>\n1,68 %<\/td>\n1,65 %<\/td>\n1,65 %<\/td>\n1,67 %<\/td>\n1,66 %<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0421\u0442\u0430\u043f\u043a\u0438 \u043d\u0430 \u0437\u0430\u0434\u043e\u043b\u0436\u0438\u0442\u0435\u043b\u043d\u0430\u0442\u0430 \u0440\u0435\u0437\u0435\u0440\u0432\u0430 \u043d\u0430 \u0431\u0430\u043d\u043a\u0438<\/strong><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u041e\u0431\u0432\u0440\u0441\u043a\u0438 \u0432\u043e:<\/strong><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
– \u0414\u043e\u043c\u0430\u0448\u043d\u0430 \u0432\u0430\u043b\u0443\u0442\u0430 \u0434\u043e 2 \u0433\u043e\u0434\u0438\u043d\u0438<\/td>\n8.0%<\/td>\n8.0%<\/td>\n8.0%<\/td>\n9.0%<\/td>\n9.0%<\/td>\n<\/tr>\n
– \u0414\u043e\u043c\u0430\u0448\u043d\u0430 \u0432\u0430\u043b\u0443\u0442\u0430 \u043d\u0430\u0434 2 \u0433\u043e\u0434\u0438\u043d\u0438<\/td>\n0.0%<\/td>\n0.0%<\/td>\n0.0%<\/td>\n9.0%<\/td>\n9.0%<\/td>\n<\/tr>\n
– \u0414\u043e\u043c\u0430\u0448\u043d\u0430 \u0432\u0430\u043b\u0443\u0442\u0430 \u0441\u043e \u0432\u0430\u043b\u0443\u0442\u043d\u0430 \u043a\u043b\u0430\u0443\u0437\u0443\u043b\u0430<\/td>\n100%<\/td>\n100%<\/td>\n100%<\/td>\n100%<\/td>\n100%<\/td>\n<\/tr>\n
– \u0421\u0442\u0440\u0430\u043d\u0441\u043a\u0430 \u0432\u0430\u043b\u0443\u0442\u0430 \u0434\u043e 2 \u0433\u043e\u0434\u0438\u043d\u0438<\/td>\n21%<\/td>\n21%<\/td>\n21%<\/td>\n22%<\/td>\n22%<\/td>\n<\/tr>\n
– \u0421\u0442\u0440\u0430\u043d\u0441\u043a\u0430 \u0432\u0430\u043b\u0443\u0442\u0430 \u043d\u0430\u0434 2 \u0433\u043e\u0434\u0438\u043d\u0438<\/td>\n5.0%<\/td>\n5.0%<\/td>\n5.0%<\/td>\n10.0%<\/td>\n10.0%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0420\u0435\u0444\u0435\u0440\u0435\u043d\u0442\u043d\u0430 \u0441\u0442\u0430\u043f\u043a\u0430 \u0437\u0430 \u043f\u0440\u0435\u0441\u043c\u0435\u0442\u0443\u0432\u0430\u045a\u0435 \u043d\u0430 \u0441\u0442\u0430\u043f\u043a\u0430\u0442\u0430 \u043d\u0430 \u043a\u0430\u0437\u043d\u0435\u043d\u0430\u0442\u0430 \u043a\u0430\u043c\u0430\u0442\u0430<\/strong><\/td>\n6.30%<\/td>\n5.55%<\/td>\n5.55%<\/td>\n5.35%<\/td>\n5.35%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u041e\u0441\u043d\u043e\u0432\u043d\u0430 \u043a\u0430\u043c\u0430\u0442\u043d\u0430 \u0441\u0442\u0430\u043f\u043a\u0430 \u043d\u0430 \u041d\u0410\u0420\u041e\u0414\u041d\u0410\u0422\u0410 \u0411\u0410\u041d\u041a\u0410<\/strong><\/td>\n5.55%<\/td>\n5.35%<\/td>\n5.35%<\/td>\n5.35%<\/td>\n5.35%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n

\u0418\u0437\u0432\u043e\u0440: \u041c\u0438\u043d\u0438\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u043e \u0437\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0438, \u0417\u0430\u0432\u043e\u0434 \u0437\u0430 \u0441\u0442\u0430\u0442\u0438\u0441\u0442\u0438\u043a\u0430,<\/strong><\/span>
\n\u041d\u0430\u0440\u043e\u0434\u043d\u0430 \u0411\u0430\u043d\u043a\u0430 \u043d\u0430 \u0420\u0421 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0438\u0458\u0430, \u041e\u0442\u0441\u0435\u043a \u0437\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0441\u043a\u0430 \u0441\u0442\u0430\u0431\u0438\u043b\u043d\u043e\u0441\u0442, \u0441\u043e\u0433\u043b\u0430\u0441\u043d\u043e \u0441\u043e \u043f\u0440\u0435\u043f\u043e\u0440\u0430\u043a\u0438\u0442\u0435 \u0441\u043e\u0434\u0440\u0436\u0430\u043d\u0438 \u0432\u043e \u0412\u043e\u0434\u0438\u0447\u043e\u0442 \u043d\u0430 \u041c\u041c\u0424 \u0437\u0430 \u043f\u0440\u0435\u0441\u043c\u0435\u0442\u043a\u0430 \u043d\u0430 \u0438\u043d\u0434\u0438\u043a\u0430\u0442\u043e\u0440\u0438\u0442\u0435 \u0437\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0441\u043a\u0430 \u0441\u0442\u0430\u0431\u0438\u043b\u043d\u043e\u0441\u0442 \u0438 \u041e\u0442\u0441\u0435\u043a \u041c\u043e\u043d\u0435\u0442\u0430\u0440\u043d\u0430 \u0421\u0442\u0430\u0442\u0438\u0441\u0442\u0438\u043a\u0430<\/strong><\/span><\/p>\n

\n\n\n\n
\u041a\u0440\u0435\u0434\u0438\u0442e\u043d \u0440\u0435\u0458\u0442\u0438\u043d\u0433<\/strong>
\n\u043d\u0430 \u0420\u0421 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0438\u0458\u0430<\/strong>
\n\u043a\u043e\u0458 \u0432\u0430\u0436\u0435\u043b \u043d\u0430 \u0434\u0435\u043d\u043e\u0442 \u043d\u0430 \u0438\u0437\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u045a\u0435<\/strong><\/span><\/span><\/td>\n		\u0411\u0411- \u0441\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\nStandard & Poor\u2019s
\n\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 25.01.2025<\/span><\/em><\/td>\n		\u201e\u0411\u0411 +\u201c, \u0441\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\n\u0410\u0433\u0435\u043d\u0446\u0438\u0458\u0430\u0442\u0430 \u0437\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0435\u043d \u0440\u0435\u0458\u0442\u0438\u043d\u0433
\n\u201e\u0424\u0438\u0447\u201c
\n\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 26.03.2025<\/span><\/em><\/td>\n		\u0411\u0411- \u0441\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\nStandard & Poor\u2019s
\n\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 30.07.2025<\/span><\/em><\/td>\n		\u201e\u0411\u0411 +\u201c, \u0441\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\n\u0410\u0433\u0435\u043d\u0446\u0438\u0458\u0430\u0442\u0430 \u0437\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0435\u043d \u0440\u0435\u0458\u0442\u0438\u043d\u0433
\n\u201e\u0424\u0438\u0447\u201c
\n\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 20.09.2025<\/span><\/em><\/td>\n		\u201e\u0411\u0411 +\u201c \u0441\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\nStandard & Poor\u2019s
\n\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 24.01.2026<\/span><\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n

\u0418\u0437\u0432\u043e\u0440: www.nbrm.mk<\/a> \u2502 1 \u0458\u0430\u043d\u0443\u0430\u0440\u0438, 2025<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: www.nbrm.mk<\/a> \u2502 26 \u043c\u0430\u0440\u0442, 2025<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: www.finance.gov.mk<\/a> \u2502 30 \u0458\u0443\u043b\u0438, 2025<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: www.finance.gov.mk<\/a> \u2502 20 \u0441\u0435\u043f\u0442\u0435\u043c\u0432\u0440\u0438, 2025<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: www.finance.gov.mk<\/a> \u2502 24 \u0458\u0430\u043d\u0443\u0430\u0440\u0438, 2026<\/strong><\/span>[\/vc_column_text][vc_separator color=”juicy_pink”][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1575769512356{padding-bottom: 20px !important;}”][vc_column offset=”vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs”][vc_text_separator title=”\u0442\u0430\u0431\u0435\u043b\u0430” color=”juicy_pink”][vc_column_text css=”.vc_custom_1710253281362{padding-left: 20px !important;}”]<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/th>\n31.12.2021<\/span><\/th>\n31.03.2022<\/span><\/th>\n30.06.2022<\/span><\/th>\n30.09.2022<\/span><\/th>\n31.12.2022<\/span><\/th>\n31.03.2023<\/span><\/th>\n30.06.2023<\/span><\/th>\n30.09.2023<\/span><\/th>\n31.12.2023<\/span><\/th>\n<\/tr>\n
\u041c\u0430\u043a\u0440\u043e\u0435\u043a\u043e\u043d\u043e\u043c\u0441\u043a\u0438 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u0438 \u0438 \u0431\u0430\u043d\u043a\u0430\u0440\u0441\u043a\u0438\u043e\u0442 \u0441\u0438\u0441\u0442\u0435\u043c \u043d\u0430 \u0420\u0435\u043f\u0443\u0431\u043b\u0438\u043a\u0430 \u0421\u0435\u0432\u0435\u0440\u043d\u0430 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0438\u0458\u0430 \u0441\u043e \u0441\u043e\u0441\u0442\u043e\u0458\u0431\u0430 \u043d\u0430 \u0434\u0435\u043d<\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n\u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438 \u0438\u043b\u0438 \u0432\u043e %<\/span><\/strong><\/span><\/td>\n<\/tr>\n
\u0414\u0435\u0432\u0438\u0437\u043d\u0438 \u0440\u0435\u0437\u0435\u0440\u0432\u0438 (\u0435\u0434\u0438\u043d\u0438\u0446\u0438 \u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0435\u0432\u0440\u0430)<\/strong><\/td>\n3.643,28<\/td>\n3.272,54<\/td>\n3,116.11<\/td>\n3,753.78<\/td>\n3,862.86<\/td>\n4,159.20<\/td>\n4,189.7<\/td>\n3,901.72<\/td>\n4,538.45<\/td>\n<\/tr>\n
\u0411\u0440\u0443\u0442\u043e \u0434\u043e\u043c\u0430\u0448\u0435\u043d \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434 (\u0435\u0434\u0438\u043d\u0438\u0446\u0438 \u0432\u043e \u043c\u0438\u043b\u0438\u043e\u043d\u0438 \u0434\u0435\u043d\u0430\u0440\u0438)<\/td>\n723,239<\/td>\n+2.4%<\/td>\n+2.8%<\/td>\n+2.0%<\/td>\n+0.6%<\/td>\n+2.1%<\/td>\n+1.1%<\/td>\n+1.2%<\/td>\n<\/td>\n<\/tr>\n
\u0418\u043d\u0444\u043b\u0430\u0446\u0438\u0458\u0430<\/strong><\/td>\n3,2%<\/td>\n7,7%<\/td>\n10,0%<\/td>\n12,4%<\/td>\n14,2%<\/td>\n16,1%<\/td>\n13,6%<\/td>\n11,5%<\/td>\n9,4%<\/td>\n<\/tr>\n
\u041d\u0435\u0432\u0440\u0430\u0431\u043e\u0442\u0435\u043d\u043e\u0441\u0442<\/td>\n15,2%<\/td>\n14,8%<\/td>\n14,5%<\/td>\n14,3%<\/td>\n14,4%<\/td>\n13,3%<\/td>\n13,1%<\/td>\n12,8%<\/td>\n<\/td>\n<\/tr>\n
MKD\/EUR<\/td>\n61.6270<\/td>\n61.6950<\/td>\n61.6950<\/td>\n61.495<\/td>\n61.493<\/td>\n61.695<\/td>\n61.632<\/td>\n61.502<\/td>\n61.495<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0412\u043a\u0443\u043f\u043d\u0430 \u0430\u043a\u0442\u0438\u0432\u0430 \u043d\u0430 \u0431\u0430\u043d\u043a\u0430\u0440\u0441\u043a\u0438\u043e\u0442 \u0441\u0435\u043a\u0442\u043e\u0440<\/strong><\/td>\n638,666<\/strong><\/td>\n635,968<\/strong><\/td>\n643,906<\/strong><\/td>\n657,256<\/strong><\/td>\n684,255<\/strong><\/td>\n675,891<\/strong><\/td>\n699,060<\/strong><\/td>\n703,789<\/strong><\/td>\n746,739<\/strong><\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u041a\u0440\u0435\u0434\u0438\u0442\u0438<\/strong><\/td>\n383,627<\/strong><\/td>\n393,812<\/strong><\/td>\n404,440<\/strong><\/td>\n411,696<\/strong><\/td>\n422,522<\/strong><\/td>\n419,129<\/strong><\/td>\n430,213<\/strong><\/td>\n432,312<\/strong><\/td>\n440,560<\/strong><\/td>\n<\/tr>\n
– \u0434\u043e\u043c\u0430\u045c\u0438\u043d\u0441\u0442\u0432\u0430<\/td>\n196.167 (51%)<\/td>\n199.493 (51%)<\/td>\n208.836 (51%)<\/td>\n212.017 (51%)<\/td>\n214.965 (51%)<\/td>\n217.462 (51%)<\/td>\n222.303(52%)<\/td>\n225.537(52%)<\/td>\n229.404(52%)<\/td>\n<\/tr>\n
– \u043f\u0440\u0430\u0432\u043d\u0438 \u043b\u0438\u0446\u0430<\/td>\n183.639 (48%)<\/td>\n190.516 (48%)<\/td>\n197.797 (48%)<\/td>\n198.210 (48%)<\/td>\n205.974 (48%)<\/td>\n203.297 (48%)<\/td>\n209.650 (47%)<\/td>\n208.347 (48%)<\/td>\n212.768 (48%)<\/td>\n<\/tr>\n
\u043d\u0435\u0444\u0443\u043d\u043a\u0446\u0438\u043e\u043d\u0430\u043b\u043d\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0438<\/td>\n3,2 %<\/td>\n3,09 %<\/td>\n3,24 %<\/td>\n3,31 %<\/td>\n2,89 %<\/td>\n2,85 %<\/td>\n2,87 %<\/td>\n2,82 %<\/td>\n2,77 %<\/td>\n<\/tr>\n
\u043f\u043e\u043a\u0440\u0438\u0435\u043d\u043e\u0441\u0442 \u043d\u0430 \u043d\u0435\u0444\u0443\u043d\u043a\u0446\u0438\u043e\u043d\u0430\u043b\u043d\u0438\u0442\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u0438 \u0441\u043e \u0438\u0441\u043f\u0440\u0430\u0432\u043a\u0430 \u043d\u0430 \u0432\u0440\u0435\u0434\u043d\u043e\u0441\u0442<\/td>\n66,3 %<\/td>\n66,4 %<\/td>\n65,97 %<\/td>\n67,61 %<\/td>\n69,38 %<\/td>\n71,10 %<\/td>\n70,42 %<\/td>\n69,43 %<\/td>\n70,10 %<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0414\u0435\u043f\u043e\u0437\u0438\u0442\u0438<\/strong><\/td>\n468,844<\/strong><\/td>\n454,700<\/strong><\/td>\n455,635<\/strong><\/td>\n469,603<\/strong><\/td>\n493,955<\/strong><\/td>\n490,137<\/strong><\/td>\n509,826<\/strong><\/td>\n516,317<\/strong><\/td>\n539,602<\/strong><\/td>\n<\/tr>\n
– \u0434\u043e\u043c\u0430\u045c\u0438\u043d\u0441\u0442\u0432\u0430<\/td>\n309.051 (66%)<\/td>\n305.135 (67%)<\/td>\n307.662 (67%)<\/td>\n313.420 (67%)<\/td>\n323.084 (66%)<\/td>\n326.468 (67%)<\/td>\n334.797 (66%)<\/td>\n334.745 (65%)<\/td>\n348.745 (64%)<\/td>\n<\/tr>\n
– \u043f\u0440\u0430\u0432\u043d\u0438 \u043b\u0438\u0446\u0430<\/td>\n142.478 (30%)<\/td>\n131.825 (29%)<\/td>\n122.783 (27%)<\/td>\n130.519 (28%)<\/td>\n142.629 (29%)<\/td>\n134.347 (28%)<\/td>\n146.947 (28%)<\/td>\n151.004 (29%)<\/td>\n161.432 (30%)<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u041a\u0430\u043f\u0438\u0442\u0430\u043b \u0438 \u0440\u0435\u0437\u0435\u0440\u0432\u0438<\/strong><\/td>\n73,779<\/strong><\/td>\n76,626<\/strong><\/td>\n79,655<\/strong><\/td>\n82,731<\/strong><\/td>\n84,361<\/strong><\/td>\n87,996<\/strong><\/td>\n89,731<\/strong><\/td>\n92,561<\/strong><\/td>\n92,910<\/strong><\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0410\u0434\u0435\u043a\u0432\u0430\u0442\u043d\u043e\u0441\u0442 \u043d\u0430 \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u043e\u0442<\/strong><\/td>\n17,31 %<\/strong><\/td>\n17 %<\/strong><\/td>\n17.30 %<\/strong><\/td>\n17.71 %<\/strong><\/td>\n17.72 %<\/strong><\/td>\n18.04 %<\/strong><\/td>\n18.18 %<\/strong><\/td>\n18.36 %<\/strong><\/td>\n18.10 %<\/strong><\/td>\n<\/tr>\n
\u0423\u0447\u0435\u0441\u0442\u0432\u043e \u043d\u0430 \u0441\u0442\u0440\u0430\u043d\u0441\u043a\u0438\u043e\u0442 \u043a\u0430\u043f\u0438\u0442\u0430\u043b \u0432\u043e \u0432\u043a\u0443\u043f\u043d\u0438\u043e\u0442 \u0431\u0430\u043d\u043a\u0430\u0440\u0441\u043a\u0438 \u043a\u0430\u043f\u0438\u0442\u0430\u043b<\/td>\n76,29 %<\/td>\n76,29 %<\/td>\n76,29 %<\/td>\n76,29 %<\/td>\n77,72 %<\/td>\n77,72 %<\/td>\n77,61 %<\/td>\n77,61 %<\/td>\n78,80 %<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
ROA<\/strong><\/td>\n1,5 %<\/strong><\/td>\n1,6 %<\/strong><\/td>\n1,71 %<\/strong><\/td>\n1,66 %<\/strong><\/td>\n1,46 %<\/strong><\/td>\n2,23 %<\/strong><\/td>\n2,15 %<\/strong><\/td>\n2,33 %<\/strong><\/td>\n2,00 %<\/strong><\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
ROE<\/strong><\/td>\n12,9 %<\/strong><\/td>\n14 %<\/strong><\/td>\n14.30 %<\/strong><\/td>\n13.72 %<\/strong><\/td>\n12.24 %<\/strong><\/td>\n17.58 %<\/strong><\/td>\n17.05 %<\/strong><\/td>\n18.27 %<\/strong><\/td>\n16.13 %<\/strong><\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0424\u0438\u043d\u0430\u043d\u0441\u0438\u0441\u043a\u0438 \u0440\u0435\u0437\u0443\u043b\u0442\u0430\u0442<\/strong><\/td>\n9,150<\/strong><\/td>\n2,624<\/strong><\/td>\n5,485<\/strong><\/td>\n8,051<\/strong><\/td>\n9,675<\/strong><\/td>\n3,787<\/strong><\/td>\n7,422<\/strong><\/td>\n12,119<\/strong><\/td>\n14,296<\/strong><\/td>\n<\/tr>\n
\u041f\u043e\u043d\u0434\u0435\u0440\u0438\u0440\u0430\u043d\u0430 \u043a\u0430\u043c\u0430\u0442\u043d\u0430 \u0441\u0442\u0430\u043f\u043a\u0430 \u043d\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0438, \u0441\u043c\u0435\u0442\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u0435\u043d\u0438 \u0441\u043e\u0441\u0442\u043e\u0458\u0431\u0438<\/strong><\/td>\n4.37%<\/td>\n4.30%<\/td>\n4.27%<\/td>\n4.35%<\/td>\n4.44%<\/td>\n5.04%<\/td>\n5.12%<\/td>\n5.49%<\/td>\n5.47%<\/td>\n<\/tr>\n
– \u0434\u0435\u043d\u0430\u0440\u0441\u043a\u0438<\/td>\n4,65 %<\/td>\n4,58 %<\/td>\n4,57 %<\/td>\n4,67 %<\/td>\n4,72 %<\/td>\n5,15 %<\/td>\n5,28 %<\/td>\n5,70 %<\/td>\n5,74 %<\/td>\n<\/tr>\n
– \u0434\u0435\u0432\u0438\u0437\u043d\u0438<\/td>\n4,02 %<\/td>\n3,96 %<\/td>\n3,91 %<\/td>\n3,98 %<\/td>\n4,12 %<\/td>\n4,91 %<\/td>\n4,93 %<\/td>\n5,25 %<\/td>\n5,13 %<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u041f\u043e\u043d\u0434\u0435\u0440\u0438\u0440\u0430\u043d\u0430 \u043a\u0430\u043c\u0430\u0442\u043d\u0430 \u0441\u0442\u0430\u043f\u043a\u0430 \u043d\u0430 \u0434\u0435\u043f\u043e\u0437\u0438\u0442\u0438, \u0441\u043c\u0435\u0442\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u0435\u043d\u0438 \u0441\u043e\u0441\u0442\u043e\u0458\u0431\u0438<\/strong><\/td>\n0.74%<\/td>\n0.70%<\/td>\n0.67%<\/td>\n0.70%<\/td>\n0.86%<\/td>\n1.11%<\/td>\n1.40%<\/td>\n1.59%<\/td>\n1.79%<\/td>\n<\/tr>\n
– \u0434\u0435\u043d\u0430\u0440\u0441\u043a\u0438<\/td>\n1,08 %<\/td>\n1,03 %<\/td>\n1,03 %<\/td>\n1,06 %<\/td>\n1,26 %<\/td>\n1,50 %<\/td>\n1,83 %<\/td>\n2,04 %<\/td>\n2,27 %<\/td>\n<\/tr>\n
– \u0434\u0435\u0432\u0438\u0437\u043d\u0438<\/td>\n0,45 %<\/td>\n0,44 %<\/td>\n0,40 %<\/td>\n0,42 %<\/td>\n0,55 %<\/td>\n0,79 %<\/td>\n1,05 %<\/td>\n1,21 %<\/td>\n1,39 %<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0421\u0442\u0430\u043f\u043a\u0438 \u043d\u0430 \u0437\u0430\u0434\u043e\u043b\u0436\u0438\u0442\u0435\u043b\u043d\u0430\u0442\u0430 \u0440\u0435\u0437\u0435\u0440\u0432\u0430 \u043d\u0430 \u0431\u0430\u043d\u043a\u0438<\/strong><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u041e\u0431\u0432\u0440\u0441\u043a\u0438 \u0432\u043e:<\/strong><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
– \u0414\u043e\u043c\u0430\u0448\u043d\u0430 \u0432\u0430\u043b\u0443\u0442\u0430<\/td>\n8%<\/td>\n8%<\/td>\n6.5%<\/td>\n5%<\/td>\n5%<\/td>\n5%<\/td>\n5%<\/td>\n5%<\/td>\n5%<\/td>\n<\/tr>\n
– \u0414\u043e\u043c\u0430\u0448\u043d\u0430 \u0432\u0430\u043b\u0443\u0442\u0430 \u0441\u043e \u0432\u0430\u043b\u0443\u0442\u043d\u0430 \u043a\u043b\u0430\u0443\u0437\u0443\u043b\u0430<\/td>\n50%<\/td>\n50%<\/td>\n50%<\/td>\n50%<\/td>\n50%<\/td>\n50%<\/td>\n50%<\/td>\n100%<\/td>\n100%<\/td>\n<\/tr>\n
– \u0421\u0442\u0440\u0430\u043d\u0441\u043a\u0430 \u0432\u0430\u043b\u0443\u0442\u0430<\/td>\n15%<\/td>\n15%<\/td>\n16.5%<\/td>\n18.0%<\/td>\n19.0%<\/td>\n19.0%<\/td>\n19.0%<\/td>\n21.0%<\/td>\n21.0%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u0420\u0435\u0444\u0435\u0440\u0435\u043d\u0442\u043d\u0430 \u0441\u0442\u0430\u043f\u043a\u0430 \u0437\u0430 \u043f\u0440\u0435\u0441\u043c\u0435\u0442\u0443\u0432\u0430\u045a\u0435 \u043d\u0430 \u0441\u0442\u0430\u043f\u043a\u0430\u0442\u0430 \u043d\u0430 \u043a\u0430\u0437\u043d\u0435\u043d\u0430\u0442\u0430 \u043a\u0430\u043c\u0430\u0442\u0430<\/strong><\/td>\n1,25%<\/td>\n1,25%<\/td>\n1,25%<\/td>\n2%<\/td>\n4.75%<\/td>\n4.75%<\/td>\n4.75%<\/td>\n6.00%<\/td>\n6.30%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
\u041e\u0441\u043d\u043e\u0432\u043d\u0430 \u043a\u0430\u043c\u0430\u0442\u043d\u0430 \u0441\u0442\u0430\u043f\u043a\u0430 \u043d\u0430 \u041d\u0410\u0420\u041e\u0414\u041d\u0410\u0422\u0410 \u0411\u0410\u041d\u041a\u0410<\/strong><\/td>\n1,25%<\/td>\n1,25%<\/td>\n2%<\/td>\n3%<\/td>\n4.75%<\/td>\n5.50%<\/td>\n6%<\/td>\n6.3%<\/td>\n6.3%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n

\u0418\u0437\u0432\u043e\u0440: \u041c\u0438\u043d\u0438\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u043e \u0437\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0438, \u0417\u0430\u0432\u043e\u0434 \u0437\u0430 \u0441\u0442\u0430\u0442\u0438\u0441\u0442\u0438\u043a\u0430,<\/strong><\/span>
\n\u041d\u0430\u0440\u043e\u0434\u043d\u0430 \u0411\u0430\u043d\u043a\u0430 \u043d\u0430 \u0420\u0421 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0438\u0458\u0430, \u041e\u0442\u0441\u0435\u043a \u0437\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0441\u043a\u0430 \u0441\u0442\u0430\u0431\u0438\u043b\u043d\u043e\u0441\u0442, \u0441\u043e\u0433\u043b\u0430\u0441\u043d\u043e \u0441\u043e \u043f\u0440\u0435\u043f\u043e\u0440\u0430\u043a\u0438\u0442\u0435 \u0441\u043e\u0434\u0440\u0436\u0430\u043d\u0438 \u0432\u043e \u0412\u043e\u0434\u0438\u0447\u043e\u0442 \u043d\u0430 \u041c\u041c\u0424 \u0437\u0430 \u043f\u0440\u0435\u0441\u043c\u0435\u0442\u043a\u0430 \u043d\u0430 \u0438\u043d\u0434\u0438\u043a\u0430\u0442\u043e\u0440\u0438\u0442\u0435 \u0437\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0441\u043a\u0430 \u0441\u0442\u0430\u0431\u0438\u043b\u043d\u043e\u0441\u0442 \u0438 \u041e\u0442\u0441\u0435\u043a \u041c\u043e\u043d\u0435\u0442\u0430\u0440\u043d\u0430 \u0421\u0442\u0430\u0442\u0438\u0441\u0442\u0438\u043a\u0430<\/strong><\/span><\/p>\n

\n\n\n\n
\u041a\u0440\u0435\u0434\u0438\u0442e\u043d \u0440\u0435\u0458\u0442\u0438\u043d\u0433<\/strong>
\n\u043d\u0430 \u0420\u0421 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0438\u0458\u0430<\/strong>
\n\u043a\u043e\u0458 \u0432\u0430\u0436\u0435\u043b \u043d\u0430 \u0434\u0435\u043d\u043e\u0442 \u043d\u0430 \u0438\u0437\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u045a\u0435<\/strong><\/span><\/span><\/td>\n		Rating BB-\/Stable\/B<\/strong>
\nStandard & Poor\u2019s\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 23.08.2021<\/span><\/em><\/td>\n		‘BB-\/B’ Ratings Affirmed; <\/strong>
\nOutlook Stable<\/strong>
\nStandard & Poor\u2019s\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 18.02.2022<\/span><\/em><\/td>\n		BB+ with a negative <\/strong>
\noutlook <\/strong>
\n\u0410\u0433\u0435\u043d\u0446\u0438\u0458\u0430\u0442\u0430
\n\u0437\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0435\u043d \u0440\u0435\u0458\u0442\u0438\u043d\u0433
\n\u201e\u0424\u0438\u0447\u201c\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 19.05.2022<\/span><\/em><\/td>\n		‘BB-\/B’ Ratings Affirmed;
\nOutlook Stable <\/strong>Standard & Poor\u2019s\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 20.08.2022<\/span><\/em><\/td>\n		\u201e\u0411\u0411 +\u201c, \u0441\u043e \u043d\u0435\u0433\u0430\u0442\u0438\u0432\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\n\u0410\u0433\u0435\u043d\u0446\u0438\u0458\u0430\u0442\u0430 \u0437\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0435\u043d \u0440\u0435\u0458\u0442\u0438\u043d\u0433
\n\u201e\u0424\u0438\u0447\u201c\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 29.10.2022<\/span><\/em><\/td>\n		\u201e\u0411\u0411 -\u201c, \u0441\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\nStandard & Poor\u2019s\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 28.01.2023<\/span><\/em><\/td>\n		\u201e\u0411\u0411 +\u201c, \u0441\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\n\u0410\u0433\u0435\u043d\u0446\u0438\u0458\u0430\u0442\u0430 \u0437\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0435\u043d \u0440\u0435\u0458\u0442\u0438\u043d\u0433
\n\u201e\u0424\u0438\u0447\u201c\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 15.04.2023<\/span><\/em><\/td>\n		\u201e\u0411\u0411 -\u201c, \u0441\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\nStandard & Poor\u2019s\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 29.07.2023<\/span><\/em><\/td>\n		\u201e\u0411\u0411 +\u201c, \u0441\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\n\u0410\u0433\u0435\u043d\u0446\u0438\u0458\u0430\u0442\u0430 \u0437\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0435\u043d \u0440\u0435\u0458\u0442\u0438\u043d\u0433
\n\u201e\u0424\u0438\u0447\u201c\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 07.10.2023<\/span><\/em><\/td>\n		\u0411\u0411- \u0441\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u0435\u043d
\n\u0438\u0437\u0433\u043b\u0435\u0434<\/strong>
\nStandard & Poor\u2019s\u041e\u0431\u0458\u0430\u0432\u0435\u043d \u043d\u0430 30.01.2024<\/span><\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n

\u0418\u0437\u0432\u043e\u0440: www.spglobal.com\/standard-poor-s-ratings-ratingsdirect<\/a> \u2502 August 23, 2021<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: www.spglobal.com\/standard-poor-s-ratings-ratingsdirect<\/a> \u2502 February 18, 2022<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: www.fitchratings.com (Rating Report Republic of North Macedonia)<\/a> \u2502 May 19, 2022<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: www.spglobal.com\/standard-poor-s-ratings-ratingsdirec<\/a> \u2502 August 20, 2022<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: \u041d\u0430\u0440\u043e\u0434\u043d\u0430 \u0411\u0430\u043d\u043a\u0430, https:\/\/www.nbrm.mk<\/a> \u2502 29-\u0442\u0438 \u041e\u043a\u0442\u043e\u043c\u0432\u0440\u0438, 2022<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: \u041c\u0438\u043d\u0438\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u043e \u0437\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0438, https:\/\/finance.gov.mk<\/a> \u2502 29 – \u0442\u0438 \u041e\u043a\u0442\u043e\u043c\u0432\u0440\u0438, 2022<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: \u0421\u0442\u0430\u043d\u0434\u0430\u0440\u0434 \u0438 \u041f\u0443\u0440\u0441, \u0418\u0437\u0432\u0435\u0448\u0442\u0430\u0458 \u043d\u0430 \u0410\u0433\u0435\u043d\u0446\u0438\u0458\u0430 \u0437\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0435\u043d \u0440\u0435\u0458\u0442\u0438\u043d\u0433 – \u0421\u043a\u043e\u043f\u0458\u0435<\/a> \u2502 28 \u0458\u0430\u043d\u0443\u0430\u0440\u0438, 2023<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: www.fitchratings.com (Rating Report Republic of North Macedonia<\/a> \u2502 15 \u0430\u043f\u0440\u0438\u043b, 2023<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: https:\/\/www.nbrm.mk\/ns-newsarticle-soopstenie<\/a> \u2502 29 \u0458\u0443\u043b\u0438, 2023<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: www.fitchratings.com (Rating Report Republic of North Macedonia<\/a> \u2502 7 \u043e\u043a\u0442\u043e\u043c\u0432\u0440\u0438, 2023<\/strong><\/span>
\n\u0418\u0437\u0432\u043e\u0440: www.nbrm.mk\/ns-newsarticle-soopsteni\u0435<\/a> \u2502 30 \u0458\u0430\u043d\u0443\u0430\u0440\u0438, 2024<\/strong><\/span>[\/vc_column_text][vc_separator color=”juicy_pink”][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1649766224560{padding-bottom: 50px !important;}”][vc_column][vc_toggle title=”\u041f\u0420\u0415\u0417\u0415\u041d\u0422\u0410\u0426\u0418\u0408\u0410 – 30.09.2025″ style=”rounded_outline” color=”juicy_pink” el_id=”1730136483474-e857b85e-bfe9″]